Most people think hitting a financial milestone is all fireworks and champagne. But for one 24-year-old techie, reaching a net worth of Rs 60 lakh has been… underwhelming. Taking to Reddit, he shared his journey from a Rs 2,500 monthly stipend at 18 to earning over ₹2 lakh per month now—and revealed the surprising truth: money hasn’t brought the happiness he expected.
He started working young, right before turning 18, and hustled through various jobs—from coding at a remote tech firm to freelance web development and content writing. Despite being a college dropout, he consistently outperformed peers, topping his class before COVID hit and deciding to focus on work rather than a degree.
Yet even with a growing bank balance, he admits the excitement has faded. He lives simply, avoids materialistic temptations, and prefers comfort over style. “I wear three similar old t-shirts every day. My phone is five years old, my computer is a hand-me-down, and I don’t feel the need to upgrade,” he writes. But he does spend on things that improve life—supplements, cabs over Mumbai locals, family meals, and the occasional Zomato order.
His net worth is split across assets: Rs 30 lakh -31 lakh in stocks, Rs 8 lakh in mutual funds, Rs 3 lakh-4 lakh in unlisted stocks, and Rs 12L lent as an unsecured loan to a relative who helped his family in tough times. The rest sits as cash. Even with most expenses handled by his family and minimal personal spending, he emphasises that wealth hasn’t automatically equated to joy.
Work, he explains, isn’t just a paycheck. It’s learning, exploring ideas, watching podcasts, or doing small projects that bring knowledge. The idea of retirement seems alien—he plans to work as long as possible, not chase early financial independence.
The biggest lesson he shares? Don’t just chase money. “If there’s one thing you should wish for, it’s a beautiful, healthy, and happy life,” he writes. And yes, meaningful connections matter more than the zeros in your bank account.
He started working young, right before turning 18, and hustled through various jobs—from coding at a remote tech firm to freelance web development and content writing. Despite being a college dropout, he consistently outperformed peers, topping his class before COVID hit and deciding to focus on work rather than a degree.
Yet even with a growing bank balance, he admits the excitement has faded. He lives simply, avoids materialistic temptations, and prefers comfort over style. “I wear three similar old t-shirts every day. My phone is five years old, my computer is a hand-me-down, and I don’t feel the need to upgrade,” he writes. But he does spend on things that improve life—supplements, cabs over Mumbai locals, family meals, and the occasional Zomato order.
His net worth is split across assets: Rs 30 lakh -31 lakh in stocks, Rs 8 lakh in mutual funds, Rs 3 lakh-4 lakh in unlisted stocks, and Rs 12L lent as an unsecured loan to a relative who helped his family in tough times. The rest sits as cash. Even with most expenses handled by his family and minimal personal spending, he emphasises that wealth hasn’t automatically equated to joy.
Work, he explains, isn’t just a paycheck. It’s learning, exploring ideas, watching podcasts, or doing small projects that bring knowledge. The idea of retirement seems alien—he plans to work as long as possible, not chase early financial independence.
The biggest lesson he shares? Don’t just chase money. “If there’s one thing you should wish for, it’s a beautiful, healthy, and happy life,” he writes. And yes, meaningful connections matter more than the zeros in your bank account.
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